Apex Financial Planning

Debt Management

When it comes to personal cash flow, Drucker was right. "If you can't measure it, you can't manage it.

There are two types of personal cash flow you want to track: positive and negative. Positive cash flows covers all expenses while negative cash flow gets you into debt. The idea of personal cash flow management system is to seee where your exact cash flow lies and adjust accordingly.

And, of course, the ultimate goal is to have positive cash flow.

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